We must all suffer one of two things: the pain of discipline or the pain of regret or disappointment.
Happiness is not something you postpone for the future; it is something you design for the present.
If you don't design your own life plan, chances are you'll fall into someone else's plan. And guess what they have planned for you? Not much.
You don't get paid for the hour. You get paid for the value you bring to the hour.